The new year is here, and so is a clean slate for many of your clients as they set new goals for their health and wellness. You’re in the position to guide those clients to coverage options with features and benefits that fit their lifestyle and health needs.
You also have the opportunity to raise awareness among your clients about important health observances such as Cervical Health Awareness Month during January. It’s the ideal time to make sure your clients’ coverage addresses any concerns they or their dependents may have about cervical health and to direct them and/or their loved ones to resources related to cervical health.
The Centers for Disease Control (CDC), the National Cervical Cancer Coalition (NCCC), and the American Cancer Society (ACS) have many resources detailing how pervasive HPV and cervical cancer are.
Consider these stats:
- At any time, there are approximately 79 million people in the United States with HPV1.
- There are 14 million new HPV infections in the United States each year1.
- HPV is so common that most people get it at some time in their lives and usually causes no symptoms2.
- If HPV does not go away on its own, there is a chance that over time it may cause cervical cancer2.
- While the cervical cancer death rate has gone down by more than 50% thanks to the increased use of the Pap test, nearly 13,000 new cases of invasive cervical cancer are estimated to have been diagnosed in 20173.
Benefits offered by short-term medical and limited medical coverage that may be helpful to your clients worried about their cervical health include:
- Open network of physicians, specialists, and hospitals
- Variety of deductible and coinsurance options
- Low copay options for in-network benefits
- Paid benefits similar to traditional major medical plans
- Next day coverage
- Deductibles as low as $250
- Relatively inexpensive premiums, but may result in lower and more restricted benefits
- Guaranteed acceptance for some products, if eligibility is met and available in state
Short-term medical coverage or limited medical coverage may be the best fit for some of your clients. However, it’s important for you and your clients to understand these products do not replace major medical insurance, and they do not count as minimum essential coverage required by the Affordable Care Act. These products are not intended to serve as sole medical coverage. Limitations, restrictions, and exclusions may apply.
As an agent, your clients rely on your expertise to make sure they have access to affordable, quality coverage with benefits that help them face specific concerns. Take your expertise one step further by promoting awareness resources about specific health concerns such as cervical health throughout the year.
Learn more about expanding your portfolio with short-term medical and limited medical plans by:
- Calling 1.877.376.5831 and selecting option 3
- Emailing email@example.com
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1: “Ten Things to Know About HPV and Cervical Cancer.” National Cervical Cancer Coalition. http://www.nccc-online.org/images/pdfs/10ThingsHPV_CCAM.pdf
2: “What Are the Risk Factors for Cervical Cancer?” Centers for Disease Control. https://www.cdc.gov/cancer/cervical/basic_info/risk_factors.htm
3: “What Are the Key Statistics About Cervical Cancer?” American Cancer Society. https://www.cancer.org/cancer/cervical-cancer/about/key-statistics.html
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