Pack Your Plate for Fruits and Veggies Month

Pack Your Plate for Fruits and Veggies Month

“Eat your spinach!”

“Don’t trade your banana at lunch!”

“Yes, you have to clean your plate. And yes, that includes the Brussels sprouts!”

Most of us heard these messages – or something similar – from our parents when we were kids. Your members may not have always considered fruits and veggies to be the most tantalizing foods back then (and they may not to this day), but there is no denying that we need lots of them in our diet1.

September is Fruits and Veggies – More Matters Month, an annual celebration that puts the focus not just on eating more fruits and veggies but also on how they can lower our risk2 of:

  • Heart disease
  • Type 2 diabetes
  • Certain cancers
  • Obesity
  • High blood pressure

 

Did you know that…

…a low-fat plant based diet can control and/or reverse3Type 2 diabetes?

…plants are loaded with protein3?

veggies and fruits are packed4 with calcium, iron, and vitamin D, among other nutrients?

leafy greens5 help protect our tissues against free-radical damage, help keep our nerves, brain, and spinal cord healthy, and help bone marrow make new red blood cells?

fruits and veggies6 are considered nutrient-dense and the Dietary Guidelines for Americans encourages increased consumption of these plant-based foods?

According to the USDA’s Choose My Plate7 program, half of our plates of each meal should be fruits and veggies. That may seem like a lot, especially when your members’ diet doesn’t currently meet that recommendation, but here are some tips to keep in mind on their journey to healthier eating:

  • Keep a bowl of fruit on your counter. This keeps it convenient, in your line of sight, and attractive – three qualities that will make it more likely for you to choose a piece of fruit over less healthy options the next time you go to the kitchen.
  • Take a few minutes each week to cut up fruits (or buy bagged frozen options) to store them in convenient – and portable – containers for later use. Grab a container when you head out the door each morning.
  • Challenge your loved ones to try a new veggie with you each week.
  • Add (or increase the amount you normally add) veggies to your standard dishes like pasta, soup, or sandwiches.
  • Choose frozen fruit bars (100% fruit – no added sugar) instead of ice cream or yogurt.
  • Add greens to your breakfast smoothie.
  • Replace carbs with vegetables. Instead of making mashed potatoes, make mashed cauliflower.
  • Use lettuce instead of bread for sandwiches and wraps.
  • Make overnight oats and add steamed veggies or fruit to the top.
  • Swap the noodles you typically use for veggie noodles. With a spiralizer, you can make noodles from vegetables such as zucchini and squash.
  • Add carrots, squash, broccoli, kale, or other veggies to your tomato sauce.
  • Slice veggies such as avocados, carrots, or zucchini and bake as fries until crispy.

 

Your members may be interested in locating farmers’ markets near them for fresh fruits and veggies? Ask them to click here8.

Your members may know someone who could use help eating healthy. Ask them to click here9 for tips on how to start the conversation.

September is also National Childhood Obesity Month. Your members can click here10 for information on how fruits and veggies can help support healthy growth in children and click here11 for information on the Salad Bars to Schools project.

Expand your portfolio with a variety of coverage options for your members today by:

Health Insurance Innovations, Inc. is a leading developer and administrator of affordable, web-based individual health insurance plans and ancillary products. We help consumers address their health insurance needs by offering access to a number of products offered by various insurance carriers.

For agent use only – not for use with the general public

Sources:

1: “Everything You Eat and Drink Matters.” https://www.choosemyplate.gov/variety. United States Department of Agriculture.

 

2: “September: Fruit & Veggies – More Matters Month.” https://healthfinder.gov/nho/SeptemberToolkit2.aspx. United States Department of Health and Human Services.

3: “What the Health: Facts.” http://www.whatthehealthfilm.com/facts/.

4: “Power Sources.” http://www.pcrm.org/health/diets/pplate/power-sources. Physicians Committee for Responsible Medicine.

5: “Why Eat Dark, Leafy Greens?” http://doctorklaper.com/answers/answers16/. Dr. Michael Kapler.

6: “More Plants on the Plate.” http://nutritionstudies.org/plants-plate/. T. Colin Campbell Center for Nutrition Studies.

7: “MyPlate.” https://www.choosemyplate.gov/MyPlate. United States Department of Agriculture.

8: “Local Food Directories: National Farmers Market Directory.” https://www.ams.usda.gov/local-food-directories/farmersmarkets. United States Department of Agriculture.

9: “Healthy Eating: Conversation Starters.” https://healthfinder.gov/HealthTopics/Category/nutrition-and-physical-activity/nutrition/healthy-eating-conversation-starters. United States Department of Health and Human Services.

10: “September is National Childhood Obesity Month.” https://www.cdc.gov/features/childhoodobesity/index.html. Centers for Disease Control and Prevention.

11: “Salads Bars to Schools.” http://www.saladbars2schools.org/.

 

 

Protect Your Clients’ Vision During Contact Lens Health Week and Beyond

Infographic: Protect Your Clients’ Vision During Contact Lens Health Week and Beyond

Healthy habits mean healthy eyes. The Centers for Disease Control is highlighting that message August 21-25 for Contact Lens Health Week, an annual campaign to increase public awareness about proper wear and care of contact lenses.

Check out the infographic below for more on how you can help your clients protect their vision!

eye-infographic

Offer Preventative Coverage and Secure Your Clients’ Access to Immunizations

August is National Immunization Awareness Month (NIAM), an annual initiative sponsored by the National Public Health Information Council (NPHIC) to encourage people of all ages to make sure they are up to date on vaccinations recommended for them. During NIAM, the NPHIC emphasizes the need to protect health with vaccines for different groups:

  • Babies and young children: July 31-August 6
  • Pregnant women: August 7-13
  • Adults: August 14-20
  • Preteen/teen: August 21-27

When consulting with your clients on coverage options, it’s important to discuss coverage that includes preventative and wellness benefits that include vaccinations.

Did you know that…

  • … “when children are not vaccinated, they are at increased risk for disease and can spread disease to others, including babies who are too young to be fully vaccinated and people with weakened immune systems”1?
  • … “getting vaccinated during pregnancy also allows the mother to pass some protection on to her baby”2?
  • … it’s important for adults to get the recommended vaccinations based on age, occupation, travel, and health conditions among other factors3?

 

Your state or local health department will have additional resources for vaccination information.

What are you offering your clients to help them secure access to quality preventative and wellness care such as vaccinations?

For clients that have a temporary gap in their insurance coverage, short-term medical health insurance may be one option that provides your clients that access, as well as access to:

  • Routine doctor visits
  • Choice of providers and facilities
  • Emergency care
  • Inpatient and outpatient surgery and hospital care
  • Coverage that is widely accepted by providers and facilities across the nation
  • Low rates for in-network healthcare
  • Little to no waiting period for accidents and emergency care
  • Relatively inexpensive copays

It’s important to keep in mind that neither short-term nor limited-benefits medical coverage are intended to be a replacement or alternative to ACA or other major medical plans. These types of coverage do not provide the minimum essential health benefits that are required and will not help to avoid the fee for not carrying health insurance.

Other packaged perks with short-term medical coverage can include:

  • 24/7/365 mobile and video access to board-certified doctors who can treat many common illnesses
  • Patient advocacy service that can help navigate the world of healthcare and negotiate medical bills
  • Prescription savings membership that can lower out-of-pocket costs by up to 75% on medicines for your clients, their family members, and even their pets
  • Access to digital fitness tools to help track their wellness journey

 

Celebrate National Immunization Awareness Month by expanding your clients’ access to preventative and wellness care today!

Learn more by:

Calling 1.877.376.5831 and selecting option 3

Emailing salessupport@hiiquote.com

Click here to like us on Facebook for important industry updates, tips, and articles!

Health Insurance Innovations, Inc. is a leading developer and administrator of affordable, web-based individual health insurance plans and ancillary products. We help consumers address their health insurance needs by offering access to a number of products offered by various insurance carriers.

For agent use only – not for use with the general public

Sources:

1: “Communication Toolkit: School-Age Children.” https://www.nphic.org/niam/item/10467

2: “Communication Toolkit: Pregnant Women.” https://www.nphic.org/niam/item/10463

3: “Communication Toolkit: Adults.” https://www.nphic.org/niam/item/10468

College Students and Recent Grads Look to Short-Term Medical Coverage Options

College Students and Recent Grads Look to Short-Term Medical Coverage Options

It’s summertime, and the living is easy, right? Your prospective clients this summer may include two specific audiences looking for temporary health coverage to help them ensure that living stays easy: college students and recent graduates.

According to a recent poll from AgileHealthInsurance.com, 72% of college students and recent graduates polled noted that finding affordable coverage has been challenging. These clients may be coming off their student coverage through their colleges or their parents’ health plan or they may be waiting for coverage sponsored by their new employer to begin.

Short-term medical plans may provide these clients with features they need such as:

  • Flexibility in length of coverage and in cost
  • Variety of deductible and coinsurance options
  • Low copay options
  • Ability to cancel without penalty
  • Paid benefits similar to traditional major medical plans
  • Wellness options
  • Next day coverage
  • Little to no waiting periods
  • Deductibles as low as $250
  • Relatively inexpensive premiums
  • Guaranteed acceptance
  • Unlimited low-cost doctor and specialist copays
  • Open network of physicians, specialists, and hospital

Short-term medical coverage is available at any time in the year; there is no special enrollment period. Many plans include preventive care as well as lower rates than major medical coverage. Your clients may be transitioning off their parents’ insurance and wondering if they can visit their same providers under their new coverage. They’re in luck: they often can, as short-term medical coverage provides them with the opportunity to see providers of their choice. If their chosen provider does not file a claim for your client in office, your clients can simply submit their own claims for reimbursement.

Note: STM coverage does not provide the minimum essential health benefits required by the Affordable Care Act (ACA) and will not help to avoid the fee for not carrying health insurance.

Why will your clients purchase short-term medical coverage?

  • Prompt approval: Secure coverage and proof of insurance quickly
  • Affordability: Cost-effective rates
  • Security: Peace of mind as they bridge their health coverage gap in their time of transition
  • Flexibility: Options that can help address their health realities

It is important to keep in mind, that while short-term and limited medical coverage do provide these benefits, neither one is intended to be a replacement nor an alternative to ACA or other major medical plans. These types of coverage do not provide the minimum essential health benefits that are required and will not help to avoid the fee for not carrying health insurance.

Learn more today by:

Health Insurance Innovations, Inc. is a leading developer and administrator of affordable, web-based individual health insurance plans and ancillary products. We help consumers address their health insurance needs by offering access to a number of products offered by various insurance carriers.

 

For agent use only – not for use with the general public
Secure Coverage for Your Clients Before They Face Safety Concerns

Secure Coverage for Your Clients Before They Face Safety Concerns

As an agent, you strive to help your clients feel protected. The recommendations that you make for insurance products helps to address present and future medical, dental, critical illness and other concerns while meeting budget and lifestyle needs. Your recommendations help to put them at ease as well as help them prioritize their health and safety, an ideal matter to consider during National Safety Month in June.

National Safety Month focuses on reducing leading causes of injury and death at work, on the road, and in our homes and communities.1 With the hashtag #KeepEachOtherSafe, the National Safety Council works throughout the month of June to promote the importance of identifying risks and keeping each other safe.

Some of the organization’s most salient statistics and tips are below:
  1. Falls are the most common cause of traumatic brain injuries, including concussions.2
  2. About 235,000 people over age 15 visit the emergency room each year due to a bathroom related-injury. 2
  3. 1 in 3 adults don’t get enough sleep and an estimated 37% of the U.S. workforce is sleep deprived.3
  4. Sleep deprivation has been shown to raise the risks of depression, obesity, and heart disease, and has an adverse effect on reproductive health. 3
  5. About 80% of the U.S. population will experience a back problem at some point in their lives, and 31 millions will experience low-back pain at any given time.4
  6. Making ergonomics part of your routine at work and at home can keep your body free of strain and pain. 4

As you meet with your clients on this month, consider the variety of insurance benefits as well as non-insurance features that can help them manage their safety and health with short-term medical or limited medical policies.

Preventive care: With short-term medical or limited medical policies, your clients who are looking for a temporary solution while in between coverage can have access to their choice of qualified physicians for general health screenings. This level of care can guide your clients to make changes that lead to healthier and safer lives.

Doctor visits: Also with short-term medical coverage, your clients can secure access to physicians for routine care and care to treat injuries. With limited medical coverage, they can take advantage of cash benefits that subsidize the costs of such visits.

Access to board-certified doctors 24/7/365: Your clients may find themselves in need of convenient digital access to a physician as they deal with pain, strain, or illness. Short-term medical and limited medical coverage can include benefits that allow doctors to consult with them via mobile and video and address such concerns.

Patient advocacy service: When your clients are facing health concerns, the last thing they want to worry about is navigating the world of healthcare. Short-term medical and limited medical coverage can include access to a patient advocacy service that can help your clients schedule appointments, find quality doctors and facilities, and lower out-of-pocket costs.

 

It is important to keep in mind, that while short-term and limited medical coverage do provide these benefits, neither one is intended to be a replacement nor an alternative to ACA or other major medical plans. These types of coverage do not provide the minimum essential health benefits that are required and will not help to avoid the fee for not carrying health insurance.

Celebrate National Safety Month by talking to your clients about coverage that can help them stay safe and healthy and includes these benefits!

Learn more by:

Click here to like us on Facebook for important industry updates, tips, and articles!

Health Insurance Innovations, Inc. is a leading developer and administrator of affordable, web-based individual health insurance plans and ancillary products. We help consumers address their health insurance needs by offering access to a number of products offered by various insurance carriers.

For agent use only – not for use with the general public

1 Source: National Safety Council. “June is National Safety Month” (http://www.nsc.org/act/events/Pages/national-safety-month.aspx)
2 Source: National Safety Council. “Safety Check: Stand Up to Falls” (http://www.nsc.org/NSCDocuments_Advocacy/NSM-2017-Public/Tip-Falls.pdf)
3 Source: National Safety Council. “Safety Check: Recharge to be in Charge” (http://www.nsc.org/NSCDocuments_Advocacy/NSM-2017-Public/tip-fatigue.pdf)
4 Source: National Safety Council. “Safety Check: Work Ergonomically” (http://www.nsc.org/NSCDocuments_Advocacy/NSM-2017-Public/tip-ergo.pdf)
Here’s How to Help Your Clients Improve Their Health and Get Fit

Here’s How to Help Your Clients Improve Their Health and Get Fit

For every month – especially National Physical Fitness and Sports Month in May – it’s important to talk to your clients about the benefits of physical activity. They bring you their health concerns in the hopes of finding coverage that meets their needs, a perfect opportunity to go over benefit options that complement their goals to improve their overall health by increasing their fitness.

Consider these recommendations from the World Health Organization1
  • 150 minutes: the time that adults 18-64 years old should engage in moderate physical activity throughout the week
  • 2 days a week: the time that adults 18-64 years old should engage in muscle-strengthening activities to see additional health benefits
  • 1 in 4: the number of adults globally who are not active enough
Consider these recommendations from the Centers for Disease Control and Prevention2:
  • 60 minutes: adults who live with chronic health conditions can benefit from aerobic activity for this amount of time
  • 120-150 minutes: adults who engage in aerobic activity for this amount of time each day are likely to lower their risk of type 2 diabetes and metabolic syndrome
  • 7 hours a week: adults who are physically active for this amount of time each week have a 40% lower risk of dying early that those who are active for less than 30 minutes a week
If your clients are ready to begin their physical activity journey, talk to them about this fitness recommendation from the American Heart Association3:
  • 3 periods
  • 10 minutes each
  • 30 minutes a day
  • 5 days a week

With these goals, your clients can easily introduce physical activity into their day-to-day lives, allowing them to3:

  • Improve physical wellness
  • Improve mental wellness
  • Prolong optimal health

Celebrate National Physical Fitness and Sports Month by talking to your clients about short-term medical and limited medical coverage options that includes benefits that support their overall health and fitness goals such as:

  • Wellness care
  • Preventive care
  • Routine doctor visits
  • Access to digital fitness tools
  • 24/7/365 access to board-certified doctors
  • Patient advocacy service

It’s important to keep in mind that neither short-term nor limited-benefits medical coverage are intended to be a replacement or alternative to ACA or other major medical plans. These types of coverage do not provide the minimum essential health benefits that are required and will not help to avoid the fee for not carrying health insurance.

Learn more by:

Health Insurance Innovations, Inc. is a leading developer and administrator of affordable, web-based individual health insurance plans and ancillary products. We help consumers address their health insurance needs by offering access to a number of products offered by various insurance carriers.

For agent use only – not for use with the general public

1Source: World Health Organization. “10 facts on physical activity.”

2Source: Centers for Disease Control and Prevention. “Physical Activity and Health.”

3Source: American Heart Association. “Physical activity improves quality of life.”

 

 

 

What Benefits Do Your Clients Want for National Physical Fitness and Sports Month

What Benefits Do Your Clients Want for National Physical Fitness and Sports Month?

It’s May – time for flowers, fun, and fitness!

In 1983, May was first declared as National Physical Fitness and Sports Month, a month to raise awareness about the benefits of physical activity and spread the word about fun ways to get moving. When you talk to your clients about their coverage needs this month, it’s simple to keep physical fitness in mind as you go over their benefit options.

According to the U.S. Department of Health and Human Services, some of the benefits of physical activity include1:

  • Improved muscular fitness, bone health, and heart health
  • Lower risk of heart disease, type 2 diabetes, and some types of cancer
  • Lower risk of falls and improve cognitive functioning (like learning and judgment skills)

Let’s take a look at a few available insurance benefits to pique the interest of those clients looking to improve their fitness:

Wellness care

When your clients begin thinking about increasing their physical activity, they’re likely to also begin thinking about how to make healthier choices going forward. Short-term medical and limited medical coverage are options that may be able to help your clients maintain access to quality health care all while including wellness care benefits that can assist them as they do just that.

Preventive care 

Beyond learning more about healthier choices, your clients may also be interested in learning more about their general health as well as screenings and shots. Short-term medical and limited medical coverage can include preventive benefits that give them access to quality physicians who can provide such care.

Routine doctor visits

Maintaining their general health is likely to become a priority as your clients improve their fitness. With short-term medical coverage, they can take advantage of benefits that allow for access to physicians who can provide routine care and consultations. With limited medical coverage, they can take advantage of cash benefits that subsidize the costs of such visits. Both types of coverage can provide low rates to healthcare as well as access to network providers and facilities.

Let’s also take a look at a few available non-insurance benefits as well:

Access to digital fitness tools

With tools to help them track their wellness journey, your clients can integrate personalized health and fitness guidance, including tips on nutrition and self-assessments, into their workout routines. These tools can be included in short-term medical or limited medical coverage.

24/7/365 access to board-certified doctors

As amazing as increasing one’s fitness feels, your clients may still suffer from common illnesses, allergies, or infections from time to time. Short-term medical and limited medical coverage can include benefits that allow your clients to connect with doctors in mere minutes via mobile and video to address health concerns quickly and conveniently.

Patient advocacy service

As your clients continue to increase their physical activity and make the most of their health coverage, they may need assistance navigating the world of healthcare. Short-term medical and limited medical coverage can include access to a patient advocacy service that can help your clients schedule appointments, find quality doctors and facilities, lower out-of-pocket costs, and make informed decisions about their healthcare.

It is important to keep in mind, that while short-term and limited medical coverage do provide these benefits, neither one is intended to be a replacement nor an alternative to ACA or other major medical plans. These types of coverage do not provide the minimum essential health benefits that are required and will not help to avoid the fee for not carrying health insurance.

Celebrate National Physical Fitness and Sports Month by talking to your clients about coverage that includes these benefits today!

Learn more by:

Click here to like us on Facebook for important industry updates, tips, and articles!

Health Insurance Innovations, Inc. is a leading developer and administrator of affordable, web-based individual health insurance plans and ancillary products. We help consumers address their health insurance needs by offering access to a number of products offered by various insurance carriers.

For agent use only – not for use with the general public

1 Source: U.S. Department of Health and Human Services. “May: National Physical Fitness and Sports Month.”

how-to-increase-access-to-health-care

Interprofessional Healthcare: Do Your Clients Have Access to the Quality Care They Need?

In celebration of April as National Interprofessional Health Care Month, we’re taking a look at health promotion and access to collaborative healthcare.

Scroll down to learn more from our infographic.

April 18 blog

Sources:

1 National Academies of Practice. “National Interprofessional Health Care Month Proclamation”

2 Centers for Disease Control and Prevention. “Heart Disease Facts”

3 National Cancer Statistics. “Cancer Statistics.”

4 National Institute of Diabetes and Digestive and Kidney Diseases. “Overweight and Obesity Statistics”

5 Centers for Disease Control and Prevention. “Chronic Disease Overview”

6 President’s Council on Fitness, Sports, and Nutrition. “Facts and Statistics: Nutrition”

7 Centers for Disease Control and Prevention. “Prevalence of Obesity Among Adults and Youth: United States, 2011-2014.”

health insurance innovations - 13

April is National Interprofessional Health Care Month: Promote Your Clients’ Health and Well-Being

April and the season of spring cleaning are upon us, creating an ideal time to celebrate the overall well-being of society’s healthcare and promotion. The National Academies of Practice has declared April to be National Interprofessional Health Care Month to celebrate just that as well as the team of interprofessionals who provide such care.

According to the NAP, quality healthcare:

  • Is in the public’s interest for maintenance of independence, productivity, happiness
  • Is provided collaboratively by professionals of multiple disciplines dependent upon the health needs of the public at large in an interprofessional team model of service
  • Begins with health promotion, wellness, and the prevention of the very diseases and health problems that require treatment from various healthcare professionals
  • Benefits from the diverse knowledge and skills of a range of health care professionals

What are you offering your clients to help them maintain access to quality healthcare?

Many short-term medical and limited medical coverage options can provide your clients’ access to:
  • Preventive care and routine doctor visits
  • Choice of providers and facilities
  • Emergency care
  • Inpatient and outpatient surgery and hospital care
  • Coverage that is widely accepted by providers and facilities across the nation
  • Low rates for in-network healthcare
  • Little to no waiting period for accidents and emergency care
  • Relatively inexpensive copays
  • Wellness care

It’s important to keep in mind that neither short-term nor limited-benefits medical coverage are intended to be a replacement or alternative to ACA or other major medical plans. These types of coverage do not provide the minimum essential health benefits that are required and will not help to avoid the fee for not carrying health insurance.

What perks are packaged with many short-term medical and limited medical coverage options to complement your clients access to quality healthcare?

Non-insurance benefits can include:
  • 24/7/365 mobile and video access to board-certified doctors who can treat many common illnesses
  • Patient advocacy service that can help navigate the world of healthcare and negotiate medical bills
  • Prescription savings membership that can lower out-of-pocket costs by up to 75% on medicines for your clients, their family members, and even their pets
  • Access to digital fitness tools to help track their wellness journey

Celebrate National Interprofessional Health Care Month by expanding your clients’ access to quality healthcare today!

Learn more by:

 

Click here to like us on Facebook for important industry updates, tips, and articles!

Health Insurance Innovations, Inc. is a leading developer and administrator of affordable, web-based individual health insurance plans and ancillary products. We help consumers address their health insurance needs by offering access to a number of products offered by various insurance carriers.

For agent use only – not for use with the general public

Source: National Academies of Practice. “National Interprofessional Health Care Month Proclamation.”