National Health Center Week celebrates the contributions of health centers to their communities and raises awareness about their mission and accomplishments – something your clients are likely to find valuable as they face their health realities.
This year’s observance from August 12th – August 18th focuses on the mission of health centers across the country and their ability to “provide access to high quality, cost-effective healthcare services to everyone, regardless of insurance status or ability to pay.” These centers could be beneficial for your clients looking for creative solutions to healthcare problems, as they work to serve special patient populations.
Consider these facts:
- Health centers serve 27 million patients, and that number continues to grow.
- There are health center locations in all 50 states and the District of Colombia.
- Health centers serve everyone – even those who are uninsured or underinsured.
- Your client could receive primary and preventive care services at health centers.
In addition to medical services, health centers offer a number of enabling services such as transportation, translation, case management, and health education. These types of assistance help all patients receive equal and high-quality care.
Offer your clients coverage to help them take advantage of health center benefits
Short-term medical (STM) coverage could be a coverage option for your clients to benefit from health centers. This type of coverage can be a great option for those in life-altering transition periods such as being between jobs, graduating college, or being unable to obtain major medical plans. Your clients may also likely to benefit from local health centers, as they can provide access to medical care that may not be affordable elsewhere.
These policies can offer your clients benefits for much-needed services such as:
- Doctor visits
- Emergency care
- Surgical and hospital care
- Wellness and preventative care
However, there are limitations. For example, STM plans do not cover pre-existing conditions and currently have a maximum duration of 3 months. That will change in October when your clients will have the opportunity to purchase STM coverage in increments of up to 364 days. This level of coverage is not a replacement for major medical insurance.
STM policies can add to the benefits your client could receive at their health center by providing them with supplemental non-insurance features that may include:
- Prescription savings program that help them save on generic and brand-name medications
- Ability to speak to a licensed doctor over the phone or mobile app to diagnose common illnesses
- Patient advocacy service that can help your client find procedures for the lowest cost and negotiate large bills
The benefits of an STM plan could combine with health center services to create broader protection and more affordable healthcare for your client.
*STM plans do not count as minimum essential coverage required by the Affordable Care Act and are not suitable to serve as sole medical coverage. They are not sufficient forms of coverage to avoid facing a tax penalty. Review all terms, conditions, limitations, and/or restrictions with your clients prior to any recommendations.
Talk to your clients about how health centers could revolutionize their healthcare needs
Health centers are an essential part of communities nationwide that help meet the serious need for cost-effective healthcare.
Take this week as an opportunity to remind your clients about these centers and help them find more information about health centers in their area. https://www.findahealthcenter.hrsa.gov/
Visit the Health Center Week website to learn more about the centers or how you can get involved in spreading the word. https://healthcenterweek.org/about-nhcw/
Learn more by:
Calling 1.877.376.5831 and selecting option 3
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For agent use only – not for use with the general public
“National Health Center Week” https://healthcenterweek.org/about-nhcw/
“Focus Days” https://healthcenterweek.org/focus-days/
“Fact Sheets” https://healthcenterweek.org/fact-sheets-2/
“Find a Health Center” https://www.findahealthcenter.hrsa.gov/